Lewis County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,285 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $173,400 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 4.80× |
| Median household income | $56,285 |
| Median home value ÷ income | 3.1× |
| Population | 12,992 |
| Median property tax paid (owners) | $824 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 81.9% |
| Home value rank in Tennessee | 62 of 95 counties |
| Neighbor: Hickman County, TN | limit $1,029,250; median home $224,100 |
| Neighbor: Lawrence County, TN | limit $832,750; median home $194,400 |
| Neighbor: Maury County, TN | limit $1,029,250; median home $355,700 |
| Neighbor: Perry County, TN | limit $832,750; median home $126,900 |
| Neighbor: Wayne County, TN | limit $832,750; median home $130,700 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Lewis County's median home value is 40% below the state median of $286,700 (rank 62 of 95). Among its 5 neighboring counties, Maury County has the highest median home value ($355,700) and Perry County the lowest ($126,900); 2 neighbor(s) have a different loan limit. Owners pay a median $824 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lewis County, KY
- 2026 conforming loan limit: Lewis County, MO
- 2026 conforming loan limit: Lewis County, NY
- 2026 conforming loan limit: Lewis County, WA
- 2026 conforming loan limit: Lewis County, WV
- 2026 conforming loan limit: Lexington City, VA
- 2026 conforming loan limit: Lexington County, SC
- 2026 conforming loan limit: Liberty County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.