Lewis County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 8.7 times the county's median home value of $96,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $46,838 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $96,000 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 8.67× |
| Median household income | $46,838 |
| Median home value ÷ income | 2.0× |
| Population | 12,965 |
| Median property tax paid (owners) | $617 |
| Effective property tax rate (approx.) | 0.64% |
| Owner-occupied homes | 79.2% |
| Home value rank in Kentucky | 105 of 120 counties |
| Neighbor: Carter County, KY | limit $832,750; median home $132,800 |
| Neighbor: Fleming County, KY | limit $832,750; median home $134,700 |
| Neighbor: Greenup County, KY | limit $832,750; median home $134,000 |
| Neighbor: Mason County, KY | limit $832,750; median home $161,500 |
| Neighbor: Rowan County, KY | limit $832,750; median home $161,800 |
| Neighbor: Adams County, OH | limit $832,750; median home $164,200 |
| Neighbor: Scioto County, OH | limit $832,750; median home $137,900 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lewis County's median home value is 53% below the state median of $205,600 (rank 105 of 120). Among its 7 neighboring counties, Adams County has the highest median home value ($164,200) and Carter County the lowest ($132,800); all share the same loan limit. Owners pay a median $617 a year in property tax, an effective rate of about 0.64% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Levy County, FL
- 2026 conforming loan limit: Lewis And Clark County, MT
- 2026 conforming loan limit: Lewis County, ID
- 2026 conforming loan limit: Lewis County, MO
- 2026 conforming loan limit: Lewis County, NY
- 2026 conforming loan limit: Lewis County, TN
- 2026 conforming loan limit: Lewis County, WA
- 2026 conforming loan limit: Lewis County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.