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2026 conforming loan limit: Lewis County, WA

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Lewis County, Washington has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $385,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,796 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$385,800
Washington median home value$564,600
Limit ÷ median home value2.16×
Median household income$74,796
Median home value ÷ income5.2×
Population85,154
Median property tax paid (owners)$2,581
Effective property tax rate (approx.)0.67%
Owner-occupied homes75.8%
Home value rank in Washington24 of 39 counties
Neighbor: Cowlitz County, WAlimit $832,750; median home $397,500
Neighbor: Grays Harbor County, WAlimit $832,750; median home $314,000
Neighbor: Pacific County, WAlimit $832,750; median home $334,800
Neighbor: Pierce County, WAlimit $1,063,750; median home $526,600
Neighbor: Skamania County, WAlimit $832,750; median home $529,500
Neighbor: Thurston County, WAlimit $832,750; median home $480,300
Neighbor: Wahkiakum County, WAlimit $832,750; median home $396,800
Neighbor: Yakima County, WAlimit $832,750; median home $310,100

Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. Lewis County's median home value is 32% below the state median of $564,600 (rank 24 of 39). Among its 8 neighboring counties, Skamania County has the highest median home value ($529,500) and Yakima County the lowest ($310,100); 1 neighbor(s) have a different loan limit. Owners pay a median $2,581 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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