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2026 conforming loan limit: Lexington County, SC

Quick answer

Lexington County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $234,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,408 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$234,500
South Carolina median home value$259,000
Limit ÷ median home value3.55×
Median household income$77,408
Median home value ÷ income3.0×
Population304,887
Median property tax paid (owners)$1,151
Effective property tax rate (approx.)0.49%
Owner-occupied homes77.4%
Home value rank in South Carolina13 of 46 counties
Neighbor: Aiken County, SClimit $832,750; median home $218,000
Neighbor: Calhoun County, SClimit $832,750; median home $172,100
Neighbor: Newberry County, SClimit $832,750; median home $173,300
Neighbor: Orangeburg County, SClimit $832,750; median home $115,800
Neighbor: Richland County, SClimit $832,750; median home $242,800
Neighbor: Saluda County, SClimit $832,750; median home $146,500

Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lexington County's median home value is 9% below the state median of $259,000 (rank 13 of 46). Among its 6 neighboring counties, Richland County has the highest median home value ($242,800) and Orangeburg County the lowest ($115,800); all share the same loan limit. Owners pay a median $1,151 a year in property tax, an effective rate of about 0.49% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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