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2026 conforming loan limit: Liberty County, MT

Quick answer

Liberty County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $169,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,857 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$169,100
Montana median home value$375,800
Limit ÷ median home value4.92×
Median household income$57,857
Median home value ÷ income2.9×
Population1,952
Median property tax paid (owners)$1,570
Effective property tax rate (approx.)0.93%
Owner-occupied homes63.4%
Home value rank in Montana49 of 56 counties
Neighbor: Chouteau County, MTlimit $832,750; median home $207,800
Neighbor: Hill County, MTlimit $832,750; median home $202,600
Neighbor: Pondera County, MTlimit $832,750; median home $206,100
Neighbor: Toole County, MTlimit $832,750; median home $218,400

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Liberty County's median home value is 55% below the state median of $375,800 (rank 49 of 56). Among its 4 neighboring counties, Toole County has the highest median home value ($218,400) and Hill County the lowest ($202,600); all share the same loan limit. Owners pay a median $1,570 a year in property tax, an effective rate of about 0.93% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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