Jackson County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,743 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $157,100 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 5.30× |
| Median household income | $75,743 |
| Median home value ÷ income | 2.1× |
| Population | 9,933 |
| Median property tax paid (owners) | $1,460 |
| Effective property tax rate (approx.) | 0.93% |
| Owner-occupied homes | 80.1% |
| Home value rank in Minnesota | 79 of 87 counties |
| Neighbor: Dickinson County, IA | limit $832,750; median home $270,700 |
| Neighbor: Emmet County, IA | limit $832,750; median home $114,100 |
| Neighbor: Osceola County, IA | limit $832,750; median home $122,600 |
| Neighbor: Cottonwood County, MN | limit $832,750; median home $169,300 |
| Neighbor: Martin County, MN | limit $832,750; median home $163,500 |
| Neighbor: Nobles County, MN | limit $832,750; median home $197,200 |
| Neighbor: Watonwan County, MN | limit $832,750; median home $162,400 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 52% below the state median of $329,300 (rank 79 of 87). Among its 7 neighboring counties, Dickinson County has the highest median home value ($270,700) and Emmet County the lowest ($114,100); all share the same loan limit. Owners pay a median $1,460 a year in property tax, an effective rate of about 0.93% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jackson County, KS
- 2026 conforming loan limit: Jackson County, KY
- 2026 conforming loan limit: Jackson County, MI
- 2026 conforming loan limit: Jackson County, MO
- 2026 conforming loan limit: Jackson County, MS
- 2026 conforming loan limit: Jackson County, NC
- 2026 conforming loan limit: Jackson County, OH
- 2026 conforming loan limit: Jackson County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.