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2026 conforming loan limit: Jackson County, OK

Quick answer

Jackson County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $158,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,799 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$158,400
Oklahoma median home value$199,800
Limit ÷ median home value5.26×
Median household income$62,799
Median home value ÷ income2.5×
Population24,678
Median property tax paid (owners)$941
Effective property tax rate (approx.)0.59%
Owner-occupied homes59.2%
Home value rank in Oklahoma31 of 77 counties
Neighbor: Greer County, OKlimit $832,750; median home $109,100
Neighbor: Harmon County, OKlimit $832,750; median home $79,700
Neighbor: Kiowa County, OKlimit $832,750; median home $96,100
Neighbor: Tillman County, OKlimit $832,750; median home $79,800
Neighbor: Hardeman County, TXlimit $832,750; median home $81,900
Neighbor: Wilbarger County, TXlimit $832,750; median home $89,400

Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 21% below the state median of $199,800 (rank 31 of 77). Among its 6 neighboring counties, Greer County has the highest median home value ($109,100) and Harmon County the lowest ($79,700); all share the same loan limit. Owners pay a median $941 a year in property tax, an effective rate of about 0.59% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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