Jackson County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $193,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,073 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $193,700 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 4.30× |
| Median household income | $66,073 |
| Median home value ÷ income | 2.9× |
| Population | 160,060 |
| Median property tax paid (owners) | $2,432 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 75.0% |
| Home value rank in Michigan | 32 of 83 counties |
| Neighbor: Calhoun County, MI | limit $832,750; median home $162,800 |
| Neighbor: Eaton County, MI | limit $832,750; median home $216,900 |
| Neighbor: Hillsdale County, MI | limit $832,750; median home $176,100 |
| Neighbor: Ingham County, MI | limit $832,750; median home $198,800 |
| Neighbor: Lenawee County, MI | limit $832,750; median home $196,800 |
| Neighbor: Livingston County, MI | limit $832,750; median home $356,800 |
| Neighbor: Washtenaw County, MI | limit $832,750; median home $374,100 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 16% below the state median of $231,600 (rank 32 of 83). Among its 7 neighboring counties, Washtenaw County has the highest median home value ($374,100) and Calhoun County the lowest ($162,800); all share the same loan limit. Owners pay a median $2,432 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jackson County, IN
- 2026 conforming loan limit: Jackson County, KS
- 2026 conforming loan limit: Jackson County, KY
- 2026 conforming loan limit: Jackson County, MN
- 2026 conforming loan limit: Jackson County, MO
- 2026 conforming loan limit: Jackson County, MS
- 2026 conforming loan limit: Jackson County, NC
- 2026 conforming loan limit: Jackson County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.