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2026 conforming loan limit: Huron County, MI

Quick answer

Huron County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,870 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$154,300
Michigan median home value$231,600
Limit ÷ median home value5.40×
Median household income$58,870
Median home value ÷ income2.6×
Population31,113
Median property tax paid (owners)$1,829
Effective property tax rate (approx.)1.19%
Owner-occupied homes81.8%
Home value rank in Michigan64 of 83 counties
Neighbor: Arenac County, MIlimit $832,750; median home $150,600
Neighbor: Bay County, MIlimit $832,750; median home $152,200
Neighbor: Iosco County, MIlimit $832,750; median home $142,200
Neighbor: Sanilac County, MIlimit $832,750; median home $168,300
Neighbor: Tuscola County, MIlimit $832,750; median home $149,500

Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Huron County's median home value is 33% below the state median of $231,600 (rank 64 of 83). Among its 5 neighboring counties, Sanilac County has the highest median home value ($168,300) and Iosco County the lowest ($142,200); all share the same loan limit. Owners pay a median $1,829 a year in property tax, an effective rate of about 1.19% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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