Hutchinson County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,977 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,000 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 5.11× |
| Median household income | $73,977 |
| Median home value ÷ income | 2.2× |
| Population | 7,404 |
| Median property tax paid (owners) | $1,867 |
| Effective property tax rate (approx.) | 1.15% |
| Owner-occupied homes | 77.3% |
| Home value rank in South Dakota | 38 of 66 counties |
| Neighbor: Bon Homme County, SD | limit $832,750; median home $134,100 |
| Neighbor: Charles Mix County, SD | limit $832,750; median home $170,600 |
| Neighbor: Davison County, SD | limit $832,750; median home $205,800 |
| Neighbor: Douglas County, SD | limit $832,750; median home $166,900 |
| Neighbor: Hanson County, SD | limit $832,750; median home $191,200 |
| Neighbor: Mccook County, SD | limit $832,750; median home $230,100 |
| Neighbor: Turner County, SD | limit $832,750; median home $222,900 |
| Neighbor: Yankton County, SD | limit $832,750; median home $225,900 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hutchinson County's median home value is 37% below the state median of $257,400 (rank 38 of 66). Among its 8 neighboring counties, Mccook County has the highest median home value ($230,100) and Bon Homme County the lowest ($134,100); all share the same loan limit. Owners pay a median $1,867 a year in property tax, an effective rate of about 1.15% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Huntington County, IN
- 2026 conforming loan limit: Huron County, MI
- 2026 conforming loan limit: Huron County, OH
- 2026 conforming loan limit: Hutchinson County, TX
- 2026 conforming loan limit: Hyde County, NC
- 2026 conforming loan limit: Hyde County, SD
- 2026 conforming loan limit: Iberia Parish, LA
- 2026 conforming loan limit: Iberville Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.