Giles County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,691 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $151,100 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 5.51× |
| Median household income | $65,691 |
| Median home value ÷ income | 2.3× |
| Population | 16,557 |
| Median property tax paid (owners) | $928 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 78.9% |
| Home value rank in Virginia | 113 of 133 counties |
| Neighbor: Bland County, VA | limit $832,750; median home $152,100 |
| Neighbor: Craig County, VA | limit $832,750; median home $189,000 |
| Neighbor: Montgomery County, VA | limit $832,750; median home $304,600 |
| Neighbor: Pulaski County, VA | limit $832,750; median home $191,700 |
| Neighbor: Mercer County, WV | limit $832,750; median home $121,700 |
| Neighbor: Monroe County, WV | limit $832,750; median home $156,300 |
| Neighbor: Summers County, WV | limit $832,750; median home $140,100 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Giles County's median home value is 61% below the state median of $383,700 (rank 113 of 133). Among its 7 neighboring counties, Montgomery County has the highest median home value ($304,600) and Mercer County the lowest ($121,700); all share the same loan limit. Owners pay a median $928 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Gila County, AZ
- 2026 conforming loan limit: Gilchrist County, FL
- 2026 conforming loan limit: Giles County, TN
- 2026 conforming loan limit: Gillespie County, TX
- 2026 conforming loan limit: Gilliam County, OR
- 2026 conforming loan limit: Gilmer County, GA
- 2026 conforming loan limit: Gilmer County, WV
- 2026 conforming loan limit: Gilpin County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.