Gila County, Arizona has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $269,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,986 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $269,400 |
| Arizona median home value | $394,500 |
| Limit ÷ median home value | 3.09× |
| Median household income | $61,986 |
| Median home value ÷ income | 4.3× |
| Population | 53,795 |
| Median property tax paid (owners) | $1,386 |
| Effective property tax rate (approx.) | 0.51% |
| Owner-occupied homes | 77.5% |
| Home value rank in Arizona | 7 of 15 counties |
| Neighbor: Coconino County, AZ | limit $832,750; median home $448,000 |
| Neighbor: Graham County, AZ | limit $832,750; median home $212,000 |
| Neighbor: Maricopa County, AZ | limit $832,750; median home $452,800 |
| Neighbor: Navajo County, AZ | limit $832,750; median home $201,500 |
| Neighbor: Pinal County, AZ | limit $832,750; median home $349,000 |
| Neighbor: Yavapai County, AZ | limit $832,750; median home $425,200 |
Across Arizona's 15 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Gila County's median home value is 32% below the state median of $394,500 (rank 7 of 15). Among its 6 neighboring counties, Maricopa County has the highest median home value ($452,800) and Navajo County the lowest ($201,500); all share the same loan limit. Owners pay a median $1,386 a year in property tax, an effective rate of about 0.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.