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2026 conforming loan limit: Gibson County, IN

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Gibson County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $180,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,573 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$180,000
Indiana median home value$218,200
Limit ÷ median home value4.63×
Median household income$67,573
Median home value ÷ income2.7×
Population33,000
Median property tax paid (owners)$1,301
Effective property tax rate (approx.)0.72%
Owner-occupied homes76.7%
Home value rank in Indiana46 of 92 counties
Neighbor: Wabash County, ILlimit $832,750; median home $104,900
Neighbor: White County, ILlimit $832,750; median home $108,100
Neighbor: Knox County, INlimit $832,750; median home $137,700
Neighbor: Pike County, INlimit $832,750; median home $154,900
Neighbor: Posey County, INlimit $832,750; median home $222,900
Neighbor: Vanderburgh County, INlimit $832,750; median home $184,000
Neighbor: Warrick County, INlimit $832,750; median home $242,500

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Gibson County's median home value is 18% below the state median of $218,200 (rank 46 of 92). Among its 7 neighboring counties, Warrick County has the highest median home value ($242,500) and Wabash County the lowest ($104,900); all share the same loan limit. Owners pay a median $1,301 a year in property tax, an effective rate of about 0.72% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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