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2026 conforming loan limit: Fountain County, IN

Quick answer

Fountain County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,542 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$143,400
Indiana median home value$218,200
Limit ÷ median home value5.81×
Median household income$62,542
Median home value ÷ income2.3×
Population16,617
Median property tax paid (owners)$849
Effective property tax rate (approx.)0.59%
Owner-occupied homes74.6%
Home value rank in Indiana79 of 92 counties
Neighbor: Montgomery County, INlimit $832,750; median home $171,800
Neighbor: Parke County, INlimit $832,750; median home $151,200
Neighbor: Tippecanoe County, INlimit $832,750; median home $239,300
Neighbor: Vermillion County, INlimit $832,750; median home $113,100
Neighbor: Warren County, INlimit $832,750; median home $182,500

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Fountain County's median home value is 34% below the state median of $218,200 (rank 79 of 92). Among its 5 neighboring counties, Tippecanoe County has the highest median home value ($239,300) and Vermillion County the lowest ($113,100); all share the same loan limit. Owners pay a median $849 a year in property tax, an effective rate of about 0.59% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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