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2026 conforming loan limit: Foster County, ND

Quick answer

Foster County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $167,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $87,831 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$167,500
North Dakota median home value$249,900
Limit ÷ median home value4.97×
Median household income$87,831
Median home value ÷ income1.9×
Population3,358
Median property tax paid (owners)$1,991
Effective property tax rate (approx.)1.19%
Owner-occupied homes79.7%
Home value rank in North Dakota24 of 53 counties
Neighbor: Eddy County, NDlimit $832,750; median home $124,000
Neighbor: Griggs County, NDlimit $832,750; median home $119,300
Neighbor: Stutsman County, NDlimit $832,750; median home $208,400
Neighbor: Wells County, NDlimit $832,750; median home $114,500

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Foster County's median home value is 33% below the state median of $249,900 (rank 24 of 53). Among its 4 neighboring counties, Stutsman County has the highest median home value ($208,400) and Wells County the lowest ($114,500); all share the same loan limit. Owners pay a median $1,991 a year in property tax, an effective rate of about 1.19% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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