Franklin County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.4 times the county's median home value of $130,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,886 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $130,800 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 6.37× |
| Median household income | $55,886 |
| Median home value ÷ income | 2.3× |
| Population | 17,326 |
| Median property tax paid (owners) | $645 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 78.0% |
| Home value rank in Arkansas | 40 of 75 counties |
| Neighbor: Crawford County, AR | limit $832,750; median home $182,800 |
| Neighbor: Johnson County, AR | limit $832,750; median home $135,300 |
| Neighbor: Logan County, AR | limit $832,750; median home $139,900 |
| Neighbor: Madison County, AR | limit $832,750; median home $178,100 |
| Neighbor: Sebastian County, AR | limit $832,750; median home $176,200 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Franklin County's median home value is 30% below the state median of $188,000 (rank 40 of 75). Among its 5 neighboring counties, Crawford County has the highest median home value ($182,800) and Johnson County the lowest ($135,300); all share the same loan limit. Owners pay a median $645 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Fountain County, IN
- 2026 conforming loan limit: Franklin City, VA
- 2026 conforming loan limit: Franklin County, AL
- 2026 conforming loan limit: Franklin County, FL
- 2026 conforming loan limit: Franklin County, GA
- 2026 conforming loan limit: Franklin County, IA
- 2026 conforming loan limit: Franklin County, ID
- 2026 conforming loan limit: Franklin County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.