District Of Columbia, District of Columbia has a 2026 one-unit conforming loan limit of $1,249,125, which is 1.7 times the county's median home value of $737,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $109,870 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $737,100 |
| District of Columbia median home value | $737,100 |
| Limit ÷ median home value | 1.69× |
| Median household income | $109,870 |
| Median home value ÷ income | 6.7× |
| Population | 681,294 |
| Median property tax paid (owners) | $4,312 |
| Effective property tax rate (approx.) | 0.58% |
| Owner-occupied homes | 41.5% |
| Home value rank in District of Columbia | 1 of 1 counties |
| Neighbor: Montgomery County, MD | limit $1,249,125; median home $640,300 |
| Neighbor: Prince George'S County, MD | limit $1,249,125; median home $426,000 |
| Neighbor: Arlington County, VA | limit $1,249,125; median home $895,000 |
| Neighbor: Alexandria City, VA | limit $1,249,125; median home $735,100 |
Across District of Columbia's 1 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. District Of Columbia's median home value is 0% below the state median of $737,100 (rank 1 of 1). Among its 4 neighboring counties, Arlington County has the highest median home value ($895,000) and Prince George'S County the lowest ($426,000); all share the same loan limit. Owners pay a median $4,312 a year in property tax, an effective rate of about 0.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dimmit County, TX
- 2026 conforming loan limit: Dinwiddie County, VA
- 2026 conforming loan limits in District of Columbia by county
- 2026 conforming loan limit: Divide County, ND
- 2026 conforming loan limit: Dixie County, FL
- 2026 conforming loan limit: Dixon County, NE
- 2026 conforming loan limit: Doddridge County, WV
- 2026 conforming loan limit: Dodge County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.