Divide County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $167,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $91,852 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $167,600 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 4.97× |
| Median household income | $91,852 |
| Median home value ÷ income | 1.8× |
| Population | 2,167 |
| Median property tax paid (owners) | $1,006 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 77.3% |
| Home value rank in North Dakota | 23 of 53 counties |
| Neighbor: Sheridan County, MT | limit $832,750; median home $124,000 |
| Neighbor: Burke County, ND | limit $832,750; median home $158,100 |
| Neighbor: Williams County, ND | limit $832,750; median home $284,800 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Divide County's median home value is 33% below the state median of $249,900 (rank 23 of 53). Among its 3 neighboring counties, Williams County has the highest median home value ($284,800) and Sheridan County the lowest ($124,000); all share the same loan limit. Owners pay a median $1,006 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dinwiddie County, VA
- 2026 conforming loan limits in District of Columbia by county
- 2026 conforming loan limit: District Of Columbia, DC
- 2026 conforming loan limit: Dixie County, FL
- 2026 conforming loan limit: Dixon County, NE
- 2026 conforming loan limit: Doddridge County, WV
- 2026 conforming loan limit: Dodge County, GA
- 2026 conforming loan limit: Dodge County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.