Cedar County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,578 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $185,000 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.50× |
| Median household income | $73,578 |
| Median home value ÷ income | 2.5× |
| Population | 8,315 |
| Median property tax paid (owners) | $1,848 |
| Effective property tax rate (approx.) | 1.00% |
| Owner-occupied homes | 79.6% |
| Home value rank in Nebraska | 30 of 93 counties |
| Neighbor: Dixon County, NE | limit $832,750; median home $155,900 |
| Neighbor: Knox County, NE | limit $832,750; median home $127,700 |
| Neighbor: Pierce County, NE | limit $832,750; median home $196,000 |
| Neighbor: Wayne County, NE | limit $832,750; median home $221,600 |
| Neighbor: Clay County, SD | limit $832,750; median home $232,300 |
| Neighbor: Yankton County, SD | limit $832,750; median home $225,900 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cedar County's median home value is 22% below the state median of $238,600 (rank 30 of 93). Among its 6 neighboring counties, Clay County has the highest median home value ($232,300) and Knox County the lowest ($127,700); all share the same loan limit. Owners pay a median $1,848 a year in property tax, an effective rate of about 1.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cecil County, MD
- 2026 conforming loan limit: Cedar County, IA
- 2026 conforming loan limit: Cedar County, MO
- 2026 conforming loan limit: Ceiba Municipio, PR
- 2026 conforming loan limit: Centre County, PA
- 2026 conforming loan limit: Cerro Gordo County, IA
- 2026 conforming loan limit: Chaffee County, CO
- 2026 conforming loan limit: Chambers County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.