Chaffee County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 1.3 times the county's median home value of $665,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,132 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $665,700 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.25× |
| Median household income | $84,132 |
| Median home value ÷ income | 7.9× |
| Population | 20,178 |
| Median property tax paid (owners) | $1,901 |
| Effective property tax rate (approx.) | 0.29% |
| Owner-occupied homes | 74.1% |
| Home value rank in Colorado | 10 of 64 counties |
| Neighbor: Fremont County, CO | limit $832,750; median home $324,000 |
| Neighbor: Gunnison County, CO | limit $832,750; median home $621,800 |
| Neighbor: Lake County, CO | limit $1,092,500; median home $466,100 |
| Neighbor: Park County, CO | limit $862,500; median home $532,100 |
| Neighbor: Pitkin County, CO | limit $1,209,750; median home $1,139,100 |
| Neighbor: Saguache County, CO | limit $832,750; median home $212,600 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Chaffee County's median home value is 23% above the state median of $539,400 (rank 10 of 64). Among its 6 neighboring counties, Pitkin County has the highest median home value ($1,139,100) and Saguache County the lowest ($212,600); 3 neighbor(s) have a different loan limit. Owners pay a median $1,901 a year in property tax, an effective rate of about 0.29% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Chambers County, TX
- 2026 conforming loan limit: Champaign County, IL
- 2026 conforming loan limit: Champaign County, OH
- 2026 conforming loan limit: Chariton County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.