Chambers County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $329,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $109,804 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $329,500 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.53× |
| Median household income | $109,804 |
| Median home value ÷ income | 3.0× |
| Population | 51,498 |
| Median property tax paid (owners) | $3,474 |
| Effective property tax rate (approx.) | 1.05% |
| Owner-occupied homes | 81.6% |
| Home value rank in Texas | 17 of 250 counties |
| Neighbor: Galveston County, TX | limit $832,750; median home $314,600 |
| Neighbor: Harris County, TX | limit $832,750; median home $276,600 |
| Neighbor: Jefferson County, TX | limit $832,750; median home $169,500 |
| Neighbor: Liberty County, TX | limit $832,750; median home $181,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chambers County's median home value is 16% above the state median of $283,800 (rank 17 of 250). Among its 4 neighboring counties, Galveston County has the highest median home value ($314,600) and Jefferson County the lowest ($169,500); all share the same loan limit. Owners pay a median $3,474 a year in property tax, an effective rate of about 1.05% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cerro Gordo County, IA
- 2026 conforming loan limit: Chaffee County, CO
- 2026 conforming loan limit: Chambers County, AL
- 2026 conforming loan limit: Champaign County, IL
- 2026 conforming loan limit: Champaign County, OH
- 2026 conforming loan limit: Chariton County, MO
- 2026 conforming loan limit: Charles City County, VA
- 2026 conforming loan limit: Charles County, MD
Last updated 2026-10-16. Data only, not financial or tax advice.