Cedar County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,602 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $211,300 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.94× |
| Median household income | $80,602 |
| Median home value ÷ income | 2.6× |
| Population | 18,349 |
| Median property tax paid (owners) | $2,568 |
| Effective property tax rate (approx.) | 1.22% |
| Owner-occupied homes | 81.5% |
| Home value rank in Iowa | 19 of 99 counties |
| Neighbor: Clinton County, IA | limit $832,750; median home $160,600 |
| Neighbor: Johnson County, IA | limit $832,750; median home $308,600 |
| Neighbor: Jones County, IA | limit $832,750; median home $184,800 |
| Neighbor: Linn County, IA | limit $832,750; median home $214,300 |
| Neighbor: Muscatine County, IA | limit $832,750; median home $182,100 |
| Neighbor: Scott County, IA | limit $832,750; median home $222,000 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cedar County's median home value is 2% above the state median of $208,000 (rank 19 of 99). Among its 6 neighboring counties, Johnson County has the highest median home value ($308,600) and Clinton County the lowest ($160,600); all share the same loan limit. Owners pay a median $2,568 a year in property tax, an effective rate of about 1.22% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cayey Municipio, PR
- 2026 conforming loan limit: Cayuga County, NY
- 2026 conforming loan limit: Cecil County, MD
- 2026 conforming loan limit: Cedar County, MO
- 2026 conforming loan limit: Cedar County, NE
- 2026 conforming loan limit: Ceiba Municipio, PR
- 2026 conforming loan limit: Centre County, PA
- 2026 conforming loan limit: Cerro Gordo County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.