Cedar County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $168,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,181 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $168,100 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.95× |
| Median household income | $48,181 |
| Median home value ÷ income | 3.5× |
| Population | 14,615 |
| Median property tax paid (owners) | $1,044 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 74.1% |
| Home value rank in Missouri | 58 of 115 counties |
| Neighbor: Barton County, MO | limit $832,750; median home $136,500 |
| Neighbor: Dade County, MO | limit $832,750; median home $170,600 |
| Neighbor: Polk County, MO | limit $832,750; median home $205,800 |
| Neighbor: St. Clair County, MO | limit $832,750; median home $157,100 |
| Neighbor: Vernon County, MO | limit $832,750; median home $158,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cedar County's median home value is 27% below the state median of $230,300 (rank 58 of 115). Among its 5 neighboring counties, Polk County has the highest median home value ($205,800) and Barton County the lowest ($136,500); all share the same loan limit. Owners pay a median $1,044 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cayuga County, NY
- 2026 conforming loan limit: Cecil County, MD
- 2026 conforming loan limit: Cedar County, IA
- 2026 conforming loan limit: Cedar County, NE
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- 2026 conforming loan limit: Centre County, PA
- 2026 conforming loan limit: Cerro Gordo County, IA
- 2026 conforming loan limit: Chaffee County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.