Carroll County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $176,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,930 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $176,000 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.73× |
| Median household income | $72,930 |
| Median home value ÷ income | 2.4× |
| Population | 20,594 |
| Median property tax paid (owners) | $1,916 |
| Effective property tax rate (approx.) | 1.09% |
| Owner-occupied homes | 77.1% |
| Home value rank in Iowa | 36 of 99 counties |
| Neighbor: Audubon County, IA | limit $832,750; median home $121,900 |
| Neighbor: Calhoun County, IA | limit $832,750; median home $118,800 |
| Neighbor: Crawford County, IA | limit $832,750; median home $153,700 |
| Neighbor: Greene County, IA | limit $832,750; median home $155,400 |
| Neighbor: Guthrie County, IA | limit $832,750; median home $180,100 |
| Neighbor: Sac County, IA | limit $832,750; median home $141,400 |
| Neighbor: Shelby County, IA | limit $832,750; median home $164,000 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carroll County's median home value is 15% below the state median of $208,000 (rank 36 of 99). Among its 7 neighboring counties, Guthrie County has the highest median home value ($180,100) and Calhoun County the lowest ($118,800); all share the same loan limit. Owners pay a median $1,916 a year in property tax, an effective rate of about 1.09% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Caroline County, VA
- 2026 conforming loan limit: Carroll County, AR
- 2026 conforming loan limit: Carroll County, GA
- 2026 conforming loan limit: Carroll County, IL
- 2026 conforming loan limit: Carroll County, IN
- 2026 conforming loan limit: Carroll County, KY
- 2026 conforming loan limit: Carroll County, MD
- 2026 conforming loan limit: Carroll County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.