Carroll County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $255,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,714 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $255,100 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 3.26× |
| Median household income | $73,714 |
| Median home value ÷ income | 3.5× |
| Population | 124,569 |
| Median property tax paid (owners) | $1,566 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 71.3% |
| Home value rank in Georgia | 42 of 159 counties |
| Neighbor: Cleburne County, AL | limit $832,750; median home $165,600 |
| Neighbor: Randolph County, AL | limit $832,750; median home $181,600 |
| Neighbor: Coweta County, GA | limit $832,750; median home $357,500 |
| Neighbor: Douglas County, GA | limit $832,750; median home $296,900 |
| Neighbor: Fulton County, GA | limit $832,750; median home $458,800 |
| Neighbor: Haralson County, GA | limit $832,750; median home $227,500 |
| Neighbor: Heard County, GA | limit $832,750; median home $186,800 |
| Neighbor: Paulding County, GA | limit $832,750; median home $326,300 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carroll County's median home value is 16% below the state median of $303,300 (rank 42 of 159). Among its 8 neighboring counties, Fulton County has the highest median home value ($458,800) and Cleburne County the lowest ($165,600); all share the same loan limit. Owners pay a median $1,566 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Caroline County, MD
- 2026 conforming loan limit: Caroline County, VA
- 2026 conforming loan limit: Carroll County, AR
- 2026 conforming loan limit: Carroll County, IA
- 2026 conforming loan limit: Carroll County, IL
- 2026 conforming loan limit: Carroll County, IN
- 2026 conforming loan limit: Carroll County, KY
- 2026 conforming loan limit: Carroll County, MD
Last updated 2026-10-16. Data only, not financial or tax advice.