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2026 conforming loan limit: Carroll County, AR

Quick answer

Carroll County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $210,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,230 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$210,400
Arkansas median home value$188,000
Limit ÷ median home value3.96×
Median household income$54,230
Median home value ÷ income3.9×
Population28,626
Median property tax paid (owners)$1,082
Effective property tax rate (approx.)0.51%
Owner-occupied homes77.5%
Home value rank in Arkansas6 of 75 counties
Neighbor: Benton County, ARlimit $832,750; median home $323,500
Neighbor: Boone County, ARlimit $832,750; median home $188,900
Neighbor: Madison County, ARlimit $832,750; median home $178,100
Neighbor: Newton County, ARlimit $832,750; median home $169,300
Neighbor: Barry County, MOlimit $832,750; median home $187,800
Neighbor: Stone County, MOlimit $832,750; median home $249,000
Neighbor: Taney County, MOlimit $832,750; median home $218,800

Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carroll County's median home value is 12% above the state median of $188,000 (rank 6 of 75). Among its 7 neighboring counties, Benton County has the highest median home value ($323,500) and Newton County the lowest ($169,300); all share the same loan limit. Owners pay a median $1,082 a year in property tax, an effective rate of about 0.51% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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