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2026 conforming loan limit: Buffalo County, NE

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Buffalo County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $246,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,911 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$246,400
Nebraska median home value$238,600
Limit ÷ median home value3.38×
Median household income$75,911
Median home value ÷ income3.2×
Population50,579
Median property tax paid (owners)$3,555
Effective property tax rate (approx.)1.44%
Owner-occupied homes66.4%
Home value rank in Nebraska8 of 93 counties
Neighbor: Adams County, NElimit $832,750; median home $193,100
Neighbor: Custer County, NElimit $832,750; median home $157,800
Neighbor: Dawson County, NElimit $832,750; median home $166,200
Neighbor: Hall County, NElimit $832,750; median home $224,600
Neighbor: Howard County, NElimit $832,750; median home $209,100
Neighbor: Kearney County, NElimit $832,750; median home $223,400
Neighbor: Phelps County, NElimit $832,750; median home $194,900
Neighbor: Sherman County, NElimit $832,750; median home $152,000

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Buffalo County's median home value is 3% above the state median of $238,600 (rank 8 of 93). Among its 8 neighboring counties, Hall County has the highest median home value ($224,600) and Sherman County the lowest ($152,000); all share the same loan limit. Owners pay a median $3,555 a year in property tax, an effective rate of about 1.44% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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