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2026 conforming loan limit: Buena Vista County, IA

Quick answer

Buena Vista County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,719 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$159,500
Iowa median home value$208,000
Limit ÷ median home value5.22×
Median household income$71,719
Median home value ÷ income2.2×
Population20,753
Median property tax paid (owners)$1,931
Effective property tax rate (approx.)1.21%
Owner-occupied homes73.2%
Home value rank in Iowa52 of 99 counties
Neighbor: Calhoun County, IAlimit $832,750; median home $118,800
Neighbor: Cherokee County, IAlimit $832,750; median home $158,700
Neighbor: Clay County, IAlimit $832,750; median home $178,600
Neighbor: Ida County, IAlimit $832,750; median home $108,900
Neighbor: O'Brien County, IAlimit $832,750; median home $173,100
Neighbor: Palo Alto County, IAlimit $832,750; median home $123,200
Neighbor: Pocahontas County, IAlimit $832,750; median home $98,100
Neighbor: Sac County, IAlimit $832,750; median home $141,400

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Buena Vista County's median home value is 23% below the state median of $208,000 (rank 52 of 99). Among its 8 neighboring counties, Clay County has the highest median home value ($178,600) and Pocahontas County the lowest ($98,100); all share the same loan limit. Owners pay a median $1,931 a year in property tax, an effective rate of about 1.21% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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