🇺🇸 US

2026 conforming loan limit: Buena Vista City, VA

Quick answer

Buena Vista City, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,833 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$156,200
Virginia median home value$383,700
Limit ÷ median home value5.33×
Median household income$57,833
Median home value ÷ income2.7×
Population6,593
Median property tax paid (owners)$1,421
Effective property tax rate (approx.)0.91%
Owner-occupied homes56.5%
Home value rank in Virginia109 of 133 counties
Neighbor: Rockbridge County, VAlimit $832,750; median home $248,800

Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Buena Vista City's median home value is 59% below the state median of $383,700 (rank 109 of 133). Among its 1 neighboring counties, Rockbridge County has the highest median home value ($248,800) and Rockbridge County the lowest ($248,800); all share the same loan limit. Owners pay a median $1,421 a year in property tax, an effective rate of about 0.91% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this