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2026 conforming loan limit: Bullitt County, KY

Quick answer

Bullitt County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $247,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,558 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$247,200
Kentucky median home value$205,600
Limit ÷ median home value3.37×
Median household income$80,558
Median home value ÷ income3.1×
Population84,027
Median property tax paid (owners)$2,050
Effective property tax rate (approx.)0.83%
Owner-occupied homes84.9%
Home value rank in Kentucky12 of 120 counties
Neighbor: Hardin County, KYlimit $832,750; median home $225,800
Neighbor: Jefferson County, KYlimit $832,750; median home $248,400
Neighbor: Nelson County, KYlimit $832,750; median home $238,000
Neighbor: Spencer County, KYlimit $832,750; median home $330,000

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bullitt County's median home value is 20% above the state median of $205,600 (rank 12 of 120). Among its 4 neighboring counties, Spencer County has the highest median home value ($330,000) and Hardin County the lowest ($225,800); all share the same loan limit. Owners pay a median $2,050 a year in property tax, an effective rate of about 0.83% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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