Broome County, New York has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $154,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,616 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $154,900 |
| New York median home value | $423,800 |
| Limit ÷ median home value | 5.38× |
| Median household income | $62,616 |
| Median home value ÷ income | 2.5× |
| Population | 197,378 |
| Median property tax paid (owners) | $3,902 |
| Effective property tax rate (approx.) | 2.52% |
| Owner-occupied homes | 64.5% |
| Home value rank in New York | 51 of 62 counties |
| Neighbor: Chenango County, NY | limit $832,750; median home $137,900 |
| Neighbor: Cortland County, NY | limit $832,750; median home $162,100 |
| Neighbor: Delaware County, NY | limit $832,750; median home $183,100 |
| Neighbor: Tioga County, NY | limit $832,750; median home $160,800 |
| Neighbor: Susquehanna County, PA | limit $832,750; median home $216,400 |
| Neighbor: Wayne County, PA | limit $832,750; median home $242,100 |
Across New York's 62 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 10 high-cost counties. Broome County's median home value is 63% below the state median of $423,800 (rank 51 of 62). Among its 6 neighboring counties, Wayne County has the highest median home value ($242,100) and Chenango County the lowest ($137,900); all share the same loan limit. Owners pay a median $3,902 a year in property tax, an effective rate of about 2.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Brookings County, SD
- 2026 conforming loan limit: Brooks County, GA
- 2026 conforming loan limit: Brooks County, TX
- 2026 conforming loan limit: Broomfield County, CO
- 2026 conforming loan limit: Broward County, FL
- 2026 conforming loan limit: Brown County, IL
- 2026 conforming loan limit: Brown County, IN
- 2026 conforming loan limit: Brown County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.