🇺🇸 US

2026 conforming loan limit: Brooks County, GA

Quick answer

Brooks County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $139,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $46,807 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$139,200
Georgia median home value$303,300
Limit ÷ median home value5.98×
Median household income$46,807
Median home value ÷ income3.0×
Population16,293
Median property tax paid (owners)$1,583
Effective property tax rate (approx.)1.14%
Owner-occupied homes71.7%
Home value rank in Georgia103 of 159 counties
Neighbor: Hamilton County, FLlimit $832,750; median home $111,200
Neighbor: Jefferson County, FLlimit $832,750; median home $232,600
Neighbor: Madison County, FLlimit $832,750; median home $116,200
Neighbor: Colquitt County, GAlimit $832,750; median home $121,400
Neighbor: Cook County, GAlimit $832,750; median home $157,500
Neighbor: Lowndes County, GAlimit $832,750; median home $215,600
Neighbor: Thomas County, GAlimit $832,750; median home $196,700

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brooks County's median home value is 54% below the state median of $303,300 (rank 103 of 159). Among its 7 neighboring counties, Jefferson County has the highest median home value ($232,600) and Hamilton County the lowest ($111,200); all share the same loan limit. Owners pay a median $1,583 a year in property tax, an effective rate of about 1.14% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this