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2026 conforming loan limit: Brooks County, TX

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Brooks County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 10.3 times the county's median home value of $81,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,764 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$81,000
Texas median home value$283,800
Limit ÷ median home value10.28×
Median household income$47,764
Median home value ÷ income1.7×
Population6,943
Median property tax paid (owners)$1,060
Effective property tax rate (approx.)1.31%
Owner-occupied homes52.8%
Home value rank in Texas237 of 250 counties
Neighbor: Duval County, TXlimit $832,750; median home $89,400
Neighbor: Hidalgo County, TXlimit $832,750; median home $140,900
Neighbor: Jim Hogg County, TXlimit $832,750; median home $129,400
Neighbor: Jim Wells County, TXlimit $832,750; median home $123,600
Neighbor: Kenedy County, TXlimit $832,750; median home n/a
Neighbor: Kleberg County, TXlimit $832,750; median home $161,300
Neighbor: Starr County, TXlimit $832,750; median home $95,100

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brooks County's median home value is 71% below the state median of $283,800 (rank 237 of 250). Among its 7 neighboring counties, Kleberg County has the highest median home value ($161,300) and Duval County the lowest ($89,400); all share the same loan limit. Owners pay a median $1,060 a year in property tax, an effective rate of about 1.31% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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