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2026 conforming loan limit: Brown County, IL

Quick answer

Brown County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,917 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$150,300
Illinois median home value$263,300
Limit ÷ median home value5.54×
Median household income$67,917
Median home value ÷ income2.2×
Population6,322
Median property tax paid (owners)$2,291
Effective property tax rate (approx.)1.52%
Owner-occupied homes71.8%
Home value rank in Illinois40 of 102 counties
Neighbor: Adams County, ILlimit $832,750; median home $162,600
Neighbor: Cass County, ILlimit $832,750; median home $97,100
Neighbor: Morgan County, ILlimit $832,750; median home $130,800
Neighbor: Pike County, ILlimit $832,750; median home $101,400
Neighbor: Schuyler County, ILlimit $832,750; median home $109,700

Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brown County's median home value is 43% below the state median of $263,300 (rank 40 of 102). Among its 5 neighboring counties, Adams County has the highest median home value ($162,600) and Cass County the lowest ($97,100); all share the same loan limit. Owners pay a median $2,291 a year in property tax, an effective rate of about 1.52% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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