Bracken County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $125,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,319 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $125,000 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 6.66× |
| Median household income | $66,319 |
| Median home value ÷ income | 1.9× |
| Population | 8,444 |
| Median property tax paid (owners) | $1,149 |
| Effective property tax rate (approx.) | 0.92% |
| Owner-occupied homes | 78.5% |
| Home value rank in Kentucky | 82 of 120 counties |
| Neighbor: Harrison County, KY | limit $832,750; median home $202,100 |
| Neighbor: Mason County, KY | limit $832,750; median home $161,500 |
| Neighbor: Pendleton County, KY | limit $832,750; median home $159,800 |
| Neighbor: Robertson County, KY | limit $832,750; median home $165,100 |
| Neighbor: Brown County, OH | limit $832,750; median home $196,200 |
| Neighbor: Clermont County, OH | limit $832,750; median home $266,200 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bracken County's median home value is 39% below the state median of $205,600 (rank 82 of 120). Among its 6 neighboring counties, Clermont County has the highest median home value ($266,200) and Pendleton County the lowest ($159,800); all share the same loan limit. Owners pay a median $1,149 a year in property tax, an effective rate of about 0.92% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Bradley County, AR
- 2026 conforming loan limit: Bradley County, TN
- 2026 conforming loan limit: Branch County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.