Bradford County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $187,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,675 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $187,500 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 4.44× |
| Median household income | $63,675 |
| Median home value ÷ income | 2.9× |
| Population | 59,858 |
| Median property tax paid (owners) | $2,044 |
| Effective property tax rate (approx.) | 1.09% |
| Owner-occupied homes | 72.2% |
| Home value rank in Pennsylvania | 38 of 67 counties |
| Neighbor: Chemung County, NY | limit $832,750; median home $141,100 |
| Neighbor: Tioga County, NY | limit $832,750; median home $160,800 |
| Neighbor: Lycoming County, PA | limit $832,750; median home $202,200 |
| Neighbor: Sullivan County, PA | limit $832,750; median home $197,100 |
| Neighbor: Susquehanna County, PA | limit $832,750; median home $216,400 |
| Neighbor: Tioga County, PA | limit $832,750; median home $181,100 |
| Neighbor: Wyoming County, PA | limit $832,750; median home $215,400 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Bradford County's median home value is 26% below the state median of $254,500 (rank 38 of 67). Among its 7 neighboring counties, Susquehanna County has the highest median home value ($216,400) and Chemung County the lowest ($141,100); all share the same loan limit. Owners pay a median $2,044 a year in property tax, an effective rate of about 1.09% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Boyle County, KY
- 2026 conforming loan limit: Bracken County, KY
- 2026 conforming loan limit: Bradford County, FL
- 2026 conforming loan limit: Bradley County, AR
- 2026 conforming loan limit: Bradley County, TN
- 2026 conforming loan limit: Branch County, MI
- 2026 conforming loan limit: Brantley County, GA
- 2026 conforming loan limit: Braxton County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.