Branch County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $162,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,724 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $162,500 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 5.12× |
| Median household income | $63,724 |
| Median home value ÷ income | 2.6× |
| Population | 45,300 |
| Median property tax paid (owners) | $1,879 |
| Effective property tax rate (approx.) | 1.16% |
| Owner-occupied homes | 77.7% |
| Home value rank in Michigan | 55 of 83 counties |
| Neighbor: Lagrange County, IN | limit $832,750; median home $255,900 |
| Neighbor: Steuben County, IN | limit $832,750; median home $216,200 |
| Neighbor: Calhoun County, MI | limit $832,750; median home $162,800 |
| Neighbor: Hillsdale County, MI | limit $832,750; median home $176,100 |
| Neighbor: Kalamazoo County, MI | limit $832,750; median home $241,800 |
| Neighbor: St. Joseph County, MI | limit $832,750; median home $178,300 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Branch County's median home value is 30% below the state median of $231,600 (rank 55 of 83). Among its 6 neighboring counties, Lagrange County has the highest median home value ($255,900) and Calhoun County the lowest ($162,800); all share the same loan limit. Owners pay a median $1,879 a year in property tax, an effective rate of about 1.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Bradford County, PA
- 2026 conforming loan limit: Bradley County, AR
- 2026 conforming loan limit: Bradley County, TN
- 2026 conforming loan limit: Brantley County, GA
- 2026 conforming loan limit: Braxton County, WV
- 2026 conforming loan limit: Brazoria County, TX
- 2026 conforming loan limit: Brazos County, TX
- 2026 conforming loan limit: Breathitt County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.