Breathitt County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 11.8 times the county's median home value of $70,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $34,808 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $70,300 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 11.85× |
| Median household income | $34,808 |
| Median home value ÷ income | 2.0× |
| Population | 13,276 |
| Median property tax paid (owners) | $510 |
| Effective property tax rate (approx.) | 0.73% |
| Owner-occupied homes | 76.6% |
| Home value rank in Kentucky | 118 of 120 counties |
| Neighbor: Knott County, KY | limit $832,750; median home $77,000 |
| Neighbor: Lee County, KY | limit $832,750; median home $83,900 |
| Neighbor: Magoffin County, KY | limit $832,750; median home $89,000 |
| Neighbor: Owsley County, KY | limit $832,750; median home $80,100 |
| Neighbor: Perry County, KY | limit $832,750; median home $91,800 |
| Neighbor: Wolfe County, KY | limit $832,750; median home $75,800 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Breathitt County's median home value is 66% below the state median of $205,600 (rank 118 of 120). Among its 6 neighboring counties, Perry County has the highest median home value ($91,800) and Wolfe County the lowest ($75,800); all share the same loan limit. Owners pay a median $510 a year in property tax, an effective rate of about 0.73% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Brazoria County, TX
- 2026 conforming loan limit: Brazos County, TX
- 2026 conforming loan limit: Breckinridge County, KY
- 2026 conforming loan limit: Bremer County, IA
- 2026 conforming loan limit: Brevard County, FL
- 2026 conforming loan limit: Brewster County, TX
- 2026 conforming loan limit: Briscoe County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.