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2026 conforming loan limit: Brewster County, TX

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Brewster County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $227,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,212 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$227,000
Texas median home value$283,800
Limit ÷ median home value3.67×
Median household income$56,212
Median home value ÷ income4.0×
Population9,503
Median property tax paid (owners)$2,574
Effective property tax rate (approx.)1.13%
Owner-occupied homes62.5%
Home value rank in Texas61 of 250 counties
Neighbor: Jeff Davis County, TXlimit $832,750; median home $226,200
Neighbor: Pecos County, TXlimit $832,750; median home $165,700
Neighbor: Presidio County, TXlimit $832,750; median home $121,300
Neighbor: Terrell County, TXlimit $832,750; median home $137,500

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brewster County's median home value is 20% below the state median of $283,800 (rank 61 of 250). Among its 4 neighboring counties, Jeff Davis County has the highest median home value ($226,200) and Presidio County the lowest ($121,300); all share the same loan limit. Owners pay a median $2,574 a year in property tax, an effective rate of about 1.13% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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