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2026 conforming loan limit: Boyd County, NE

Quick answer

Boyd County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 8.0 times the county's median home value of $104,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,045 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$104,000
Nebraska median home value$238,600
Limit ÷ median home value8.01×
Median household income$67,045
Median home value ÷ income1.6×
Population1,688
Median property tax paid (owners)$1,142
Effective property tax rate (approx.)1.10%
Owner-occupied homes85.6%
Home value rank in Nebraska84 of 93 counties
Neighbor: Holt County, NElimit $832,750; median home $165,100
Neighbor: Keya Paha County, NElimit $832,750; median home $108,800
Neighbor: Knox County, NElimit $832,750; median home $127,700
Neighbor: Rock County, NElimit $832,750; median home $117,500
Neighbor: Charles Mix County, SDlimit $832,750; median home $170,600
Neighbor: Gregory County, SDlimit $832,750; median home $139,900

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Boyd County's median home value is 56% below the state median of $238,600 (rank 84 of 93). Among its 6 neighboring counties, Charles Mix County has the highest median home value ($170,600) and Keya Paha County the lowest ($108,800); all share the same loan limit. Owners pay a median $1,142 a year in property tax, an effective rate of about 1.10% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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