Box Elder County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $403,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,550 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $403,600 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 2.06× |
| Median household income | $84,550 |
| Median home value ÷ income | 4.8× |
| Population | 61,246 |
| Median property tax paid (owners) | $1,966 |
| Effective property tax rate (approx.) | 0.49% |
| Owner-occupied homes | 76.0% |
| Home value rank in Utah | 15 of 29 counties |
| Neighbor: Cassia County, ID | limit $832,750; median home $284,600 |
| Neighbor: Oneida County, ID | limit $832,750; median home $272,000 |
| Neighbor: Elko County, NV | limit $832,750; median home $301,400 |
| Neighbor: Cache County, UT | limit $832,750; median home $444,400 |
| Neighbor: Davis County, UT | limit $832,750; median home $505,500 |
| Neighbor: Tooele County, UT | limit $832,750; median home $431,600 |
| Neighbor: Weber County, UT | limit $832,750; median home $426,700 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Box Elder County's median home value is 18% below the state median of $489,400 (rank 15 of 29). Among its 7 neighboring counties, Davis County has the highest median home value ($505,500) and Oneida County the lowest ($272,000); all share the same loan limit. Owners pay a median $1,966 a year in property tax, an effective rate of about 0.49% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Boyd County, KY
- 2026 conforming loan limit: Boyd County, NE
- 2026 conforming loan limit: Boyle County, KY
- 2026 conforming loan limit: Bracken County, KY
- 2026 conforming loan limit: Bradford County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.