Bowie County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,803 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $173,000 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.81× |
| Median household income | $59,803 |
| Median home value ÷ income | 2.9× |
| Population | 92,115 |
| Median property tax paid (owners) | $2,037 |
| Effective property tax rate (approx.) | 1.18% |
| Owner-occupied homes | 63.4% |
| Home value rank in Texas | 115 of 250 counties |
| Neighbor: Little River County, AR | limit $832,750; median home $113,500 |
| Neighbor: Miller County, AR | limit $832,750; median home $153,900 |
| Neighbor: Mccurtain County, OK | limit $832,750; median home $144,500 |
| Neighbor: Cass County, TX | limit $832,750; median home $146,400 |
| Neighbor: Morris County, TX | limit $832,750; median home $120,400 |
| Neighbor: Red River County, TX | limit $832,750; median home $121,500 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bowie County's median home value is 39% below the state median of $283,800 (rank 115 of 250). Among its 6 neighboring counties, Miller County has the highest median home value ($153,900) and Little River County the lowest ($113,500); all share the same loan limit. Owners pay a median $2,037 a year in property tax, an effective rate of about 1.18% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Box Butte County, NE
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- 2026 conforming loan limit: Boyd County, KY
- 2026 conforming loan limit: Boyd County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.