Bourbon County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $229,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,354 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $229,300 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 3.63× |
| Median household income | $61,354 |
| Median home value ÷ income | 3.7× |
| Population | 20,240 |
| Median property tax paid (owners) | $1,627 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 63.7% |
| Home value rank in Kentucky | 17 of 120 counties |
| Neighbor: Bath County, KY | limit $832,750; median home $129,800 |
| Neighbor: Clark County, KY | limit $832,750; median home $205,800 |
| Neighbor: Fayette County, KY | limit $832,750; median home $293,500 |
| Neighbor: Harrison County, KY | limit $832,750; median home $202,100 |
| Neighbor: Montgomery County, KY | limit $832,750; median home $172,200 |
| Neighbor: Nicholas County, KY | limit $832,750; median home $123,000 |
| Neighbor: Scott County, KY | limit $832,750; median home $288,500 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bourbon County's median home value is 12% above the state median of $205,600 (rank 17 of 120). Among its 7 neighboring counties, Fayette County has the highest median home value ($293,500) and Nicholas County the lowest ($123,000); all share the same loan limit. Owners pay a median $1,627 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Bowman County, ND
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- 2026 conforming loan limit: Box Elder County, UT
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Last updated 2026-10-16. Data only, not financial or tax advice.