Adams County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $131,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,875 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $131,600 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 6.33× |
| Median household income | $71,875 |
| Median home value ÷ income | 1.8× |
| Population | 3,622 |
| Median property tax paid (owners) | $1,661 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 77.1% |
| Home value rank in Iowa | 78 of 99 counties |
| Neighbor: Adair County, IA | limit $832,750; median home $160,400 |
| Neighbor: Cass County, IA | limit $832,750; median home $150,300 |
| Neighbor: Montgomery County, IA | limit $832,750; median home $121,400 |
| Neighbor: Page County, IA | limit $832,750; median home $125,300 |
| Neighbor: Ringgold County, IA | limit $832,750; median home $156,200 |
| Neighbor: Taylor County, IA | limit $832,750; median home $117,200 |
| Neighbor: Union County, IA | limit $832,750; median home $122,000 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Adams County's median home value is 37% below the state median of $208,000 (rank 78 of 99). Among its 7 neighboring counties, Adair County has the highest median home value ($160,400) and Taylor County the lowest ($117,200); all share the same loan limit. Owners pay a median $1,661 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Adair County, MO
- 2026 conforming loan limit: Adair County, OK
- 2026 conforming loan limit: Adams County, CO
- 2026 conforming loan limit: Adams County, ID
- 2026 conforming loan limit: Adams County, IL
- 2026 conforming loan limit: Adams County, IN
- 2026 conforming loan limit: Adams County, MS
- 2026 conforming loan limit: Adams County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.