Adair County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,536 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $165,700 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.03× |
| Median household income | $61,536 |
| Median home value ÷ income | 2.7× |
| Population | 25,301 |
| Median property tax paid (owners) | $1,276 |
| Effective property tax rate (approx.) | 0.77% |
| Owner-occupied homes | 61.0% |
| Home value rank in Missouri | 64 of 115 counties |
| Neighbor: Knox County, MO | limit $832,750; median home $101,400 |
| Neighbor: Linn County, MO | limit $832,750; median home $123,300 |
| Neighbor: Macon County, MO | limit $832,750; median home $149,100 |
| Neighbor: Putnam County, MO | limit $832,750; median home $119,500 |
| Neighbor: Schuyler County, MO | limit $832,750; median home $137,500 |
| Neighbor: Scotland County, MO | limit $832,750; median home $158,800 |
| Neighbor: Sullivan County, MO | limit $832,750; median home $115,600 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Adair County's median home value is 28% below the state median of $230,300 (rank 64 of 115). Among its 7 neighboring counties, Scotland County has the highest median home value ($158,800) and Knox County the lowest ($101,400); all share the same loan limit. Owners pay a median $1,276 a year in property tax, an effective rate of about 0.77% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Ada County, ID
- 2026 conforming loan limit: Adair County, IA
- 2026 conforming loan limit: Adair County, KY
- 2026 conforming loan limit: Adair County, OK
- 2026 conforming loan limit: Adams County, CO
- 2026 conforming loan limit: Adams County, IA
- 2026 conforming loan limit: Adams County, ID
- 2026 conforming loan limit: Adams County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.