Veterans with full entitlement have no VA loan limit in Wisconsin. With reduced entitlement, 2026 county limits in Wisconsin range from $832,750 to $832,750 (Adams County).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in Wisconsin (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Adams County | $832,750 | $541,287 |
| Ashland County | $832,750 | $541,287 |
| Barron County | $832,750 | $541,287 |
| Bayfield County | $832,750 | $541,287 |
| Brown County | $832,750 | $541,287 |
| Buffalo County | $832,750 | $541,287 |
| Burnett County | $832,750 | $541,287 |
| Calumet County | $832,750 | $541,287 |
| Chippewa County | $832,750 | $541,287 |
| Clark County | $832,750 | $541,287 |
| Columbia County | $832,750 | $541,287 |
| Crawford County | $832,750 | $541,287 |
| Dane County | $832,750 | $541,287 |
| Dodge County | $832,750 | $541,287 |
| Door County | $832,750 | $541,287 |
| Douglas County | $832,750 | $541,287 |
| Dunn County | $832,750 | $541,287 |
| Eau Claire County | $832,750 | $541,287 |
| Florence County | $832,750 | $541,287 |
| Fond du Lac County | $832,750 | $541,287 |
| Forest County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Green County | $832,750 | $541,287 |
| Green Lake County | $832,750 | $541,287 |
| Iowa County | $832,750 | $541,287 |
| Iron County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Juneau County | $832,750 | $541,287 |
| Kenosha County | $832,750 | $541,287 |
| Kewaunee County | $832,750 | $541,287 |
| La Crosse County | $832,750 | $541,287 |
| Lafayette County | $832,750 | $541,287 |
| Langlade County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Manitowoc County | $832,750 | $541,287 |
| Marathon County | $832,750 | $541,287 |
| Marinette County | $832,750 | $541,287 |
| Marquette County | $832,750 | $541,287 |
| Menominee County | $832,750 | $541,287 |
| Milwaukee County | $832,750 | $541,287 |
| Monroe County | $832,750 | $541,287 |
| Oconto County | $832,750 | $541,287 |
| Oneida County | $832,750 | $541,287 |
| Outagamie County | $832,750 | $541,287 |
| Ozaukee County | $832,750 | $541,287 |
| Pepin County | $832,750 | $541,287 |
| Pierce County | $832,750 | $552,000 |
| Polk County | $832,750 | $541,287 |
| Portage County | $832,750 | $541,287 |
| Price County | $832,750 | $541,287 |
| Racine County | $832,750 | $541,287 |
| Richland County | $832,750 | $541,287 |
| Rock County | $832,750 | $541,287 |
| Rusk County | $832,750 | $541,287 |
| Sauk County | $832,750 | $541,287 |
| Sawyer County | $832,750 | $541,287 |
| Shawano County | $832,750 | $541,287 |
| Sheboygan County | $832,750 | $541,287 |
| St. Croix County | $832,750 | $552,000 |
| Taylor County | $832,750 | $541,287 |
| Trempealeau County | $832,750 | $541,287 |
| Vernon County | $832,750 | $541,287 |
| Vilas County | $832,750 | $541,287 |
| Walworth County | $832,750 | $541,287 |
| Washburn County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Waukesha County | $832,750 | $541,287 |
| Waupaca County | $832,750 | $541,287 |
| Waushara County | $832,750 | $541,287 |
| Winnebago County | $832,750 | $541,287 |
| Wood County | $832,750 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in Wisconsin?
Veterans with full entitlement have no VA loan limit in Wisconsin. With reduced entitlement, 2026 county limits in Wisconsin range from $832,750 to $832,750 (Adams County).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.