Veterans with full entitlement have no VA loan limit in South Carolina. With reduced entitlement, 2026 county limits in South Carolina range from $832,750 to $832,750 (Abbeville County).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in South Carolina (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Abbeville County | $832,750 | $541,287 |
| Aiken County | $832,750 | $541,287 |
| Allendale County | $832,750 | $541,287 |
| Anderson County | $832,750 | $541,287 |
| Bamberg County | $832,750 | $541,287 |
| Barnwell County | $832,750 | $541,287 |
| Beaufort County | $832,750 | $638,250 |
| Berkeley County | $832,750 | $690,000 |
| Calhoun County | $832,750 | $541,287 |
| Charleston County | $832,750 | $690,000 |
| Cherokee County | $832,750 | $541,287 |
| Chester County | $832,750 | $541,287 |
| Chesterfield County | $832,750 | $541,287 |
| Clarendon County | $832,750 | $541,287 |
| Colleton County | $832,750 | $541,287 |
| Darlington County | $832,750 | $541,287 |
| Dillon County | $832,750 | $541,287 |
| Dorchester County | $832,750 | $690,000 |
| Edgefield County | $832,750 | $541,287 |
| Fairfield County | $832,750 | $541,287 |
| Florence County | $832,750 | $541,287 |
| Georgetown County | $832,750 | $541,287 |
| Greenville County | $832,750 | $541,287 |
| Greenwood County | $832,750 | $541,287 |
| Hampton County | $832,750 | $541,287 |
| Horry County | $832,750 | $541,287 |
| Jasper County | $832,750 | $638,250 |
| Kershaw County | $832,750 | $541,287 |
| Lancaster County | $832,750 | $541,287 |
| Laurens County | $832,750 | $541,287 |
| Lee County | $832,750 | $541,287 |
| Lexington County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| Marlboro County | $832,750 | $541,287 |
| McCormick County | $832,750 | $541,287 |
| Newberry County | $832,750 | $541,287 |
| Oconee County | $832,750 | $541,287 |
| Orangeburg County | $832,750 | $541,287 |
| Pickens County | $832,750 | $541,287 |
| Richland County | $832,750 | $541,287 |
| Saluda County | $832,750 | $541,287 |
| Spartanburg County | $832,750 | $541,287 |
| Sumter County | $832,750 | $541,287 |
| Union County | $832,750 | $541,287 |
| Williamsburg County | $832,750 | $541,287 |
| York County | $832,750 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in South Carolina?
Veterans with full entitlement have no VA loan limit in South Carolina. With reduced entitlement, 2026 county limits in South Carolina range from $832,750 to $832,750 (Abbeville County).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.