Veterans with full entitlement have no VA loan limit in Nebraska. With reduced entitlement, 2026 county limits in Nebraska range from $832,750 to $832,750 (Adams County).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in Nebraska (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Adams County | $832,750 | $541,287 |
| Antelope County | $832,750 | $541,287 |
| Arthur County | $832,750 | $541,287 |
| Banner County | $832,750 | $541,287 |
| Blaine County | $832,750 | $541,287 |
| Boone County | $832,750 | $541,287 |
| Box Butte County | $832,750 | $541,287 |
| Boyd County | $832,750 | $541,287 |
| Brown County | $832,750 | $541,287 |
| Buffalo County | $832,750 | $541,287 |
| Burt County | $832,750 | $541,287 |
| Butler County | $832,750 | $541,287 |
| Cass County | $832,750 | $541,287 |
| Cedar County | $832,750 | $541,287 |
| Chase County | $832,750 | $541,287 |
| Cherry County | $832,750 | $541,287 |
| Cheyenne County | $832,750 | $541,287 |
| Clay County | $832,750 | $541,287 |
| Colfax County | $832,750 | $541,287 |
| Cuming County | $832,750 | $541,287 |
| Custer County | $832,750 | $541,287 |
| Dakota County | $832,750 | $541,287 |
| Dawes County | $832,750 | $541,287 |
| Dawson County | $832,750 | $603,750 |
| Deuel County | $832,750 | $541,287 |
| Dixon County | $832,750 | $541,287 |
| Dodge County | $832,750 | $541,287 |
| Douglas County | $832,750 | $541,287 |
| Dundy County | $832,750 | $541,287 |
| Fillmore County | $832,750 | $541,287 |
| Franklin County | $832,750 | $541,287 |
| Frontier County | $832,750 | $541,287 |
| Furnas County | $832,750 | $541,287 |
| Gage County | $832,750 | $541,287 |
| Garden County | $832,750 | $541,287 |
| Garfield County | $832,750 | $541,287 |
| Gosper County | $832,750 | $603,750 |
| Grant County | $832,750 | $541,287 |
| Greeley County | $832,750 | $541,287 |
| Hall County | $832,750 | $541,287 |
| Hamilton County | $832,750 | $541,287 |
| Harlan County | $832,750 | $541,287 |
| Hayes County | $832,750 | $541,287 |
| Hitchcock County | $832,750 | $541,287 |
| Holt County | $832,750 | $541,287 |
| Hooker County | $832,750 | $541,287 |
| Howard County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Johnson County | $832,750 | $541,287 |
| Kearney County | $832,750 | $541,287 |
| Keith County | $832,750 | $541,287 |
| Keya Paha County | $832,750 | $541,287 |
| Kimball County | $832,750 | $541,287 |
| Knox County | $832,750 | $541,287 |
| Lancaster County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Logan County | $832,750 | $541,287 |
| Loup County | $832,750 | $541,287 |
| Madison County | $832,750 | $541,287 |
| McPherson County | $832,750 | $541,287 |
| Merrick County | $832,750 | $541,287 |
| Morrill County | $832,750 | $541,287 |
| Nance County | $832,750 | $541,287 |
| Nemaha County | $832,750 | $541,287 |
| Nuckolls County | $832,750 | $541,287 |
| Otoe County | $832,750 | $541,287 |
| Pawnee County | $832,750 | $541,287 |
| Perkins County | $832,750 | $541,287 |
| Phelps County | $832,750 | $541,287 |
| Pierce County | $832,750 | $541,287 |
| Platte County | $832,750 | $541,287 |
| Polk County | $832,750 | $541,287 |
| Red Willow County | $832,750 | $541,287 |
| Richardson County | $832,750 | $541,287 |
| Rock County | $832,750 | $541,287 |
| Saline County | $832,750 | $541,287 |
| Sarpy County | $832,750 | $541,287 |
| Saunders County | $832,750 | $541,287 |
| Scotts Bluff County | $832,750 | $541,287 |
| Seward County | $832,750 | $541,287 |
| Sheridan County | $832,750 | $541,287 |
| Sherman County | $832,750 | $541,287 |
| Sioux County | $832,750 | $541,287 |
| Stanton County | $832,750 | $541,287 |
| Thayer County | $832,750 | $541,287 |
| Thomas County | $832,750 | $541,287 |
| Thurston County | $832,750 | $541,287 |
| Valley County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Wayne County | $832,750 | $541,287 |
| Webster County | $832,750 | $541,287 |
| Wheeler County | $832,750 | $541,287 |
| York County | $832,750 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in Nebraska?
Veterans with full entitlement have no VA loan limit in Nebraska. With reduced entitlement, 2026 county limits in Nebraska range from $832,750 to $832,750 (Adams County).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.