Veterans with full entitlement have no VA loan limit in Kansas. With reduced entitlement, 2026 county limits in Kansas range from $832,750 to $832,750 (Allen County).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in Kansas (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Allen County | $832,750 | $541,287 |
| Anderson County | $832,750 | $541,287 |
| Atchison County | $832,750 | $541,287 |
| Barber County | $832,750 | $541,287 |
| Barton County | $832,750 | $541,287 |
| Bourbon County | $832,750 | $541,287 |
| Brown County | $832,750 | $541,287 |
| Butler County | $832,750 | $541,287 |
| Chase County | $832,750 | $541,287 |
| Chautauqua County | $832,750 | $541,287 |
| Cherokee County | $832,750 | $541,287 |
| Cheyenne County | $832,750 | $541,287 |
| Clark County | $832,750 | $541,287 |
| Clay County | $832,750 | $541,287 |
| Cloud County | $832,750 | $541,287 |
| Coffey County | $832,750 | $541,287 |
| Comanche County | $832,750 | $541,287 |
| Cowley County | $832,750 | $541,287 |
| Crawford County | $832,750 | $541,287 |
| Decatur County | $832,750 | $541,287 |
| Dickinson County | $832,750 | $541,287 |
| Doniphan County | $832,750 | $541,287 |
| Douglas County | $832,750 | $541,287 |
| Edwards County | $832,750 | $541,287 |
| Elk County | $832,750 | $541,287 |
| Ellis County | $832,750 | $541,287 |
| Ellsworth County | $832,750 | $541,287 |
| Finney County | $832,750 | $541,287 |
| Ford County | $832,750 | $541,287 |
| Franklin County | $832,750 | $541,287 |
| Geary County | $832,750 | $541,287 |
| Gove County | $832,750 | $541,287 |
| Graham County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Gray County | $832,750 | $541,287 |
| Greeley County | $832,750 | $541,287 |
| Greenwood County | $832,750 | $541,287 |
| Hamilton County | $832,750 | $541,287 |
| Harper County | $832,750 | $541,287 |
| Harvey County | $832,750 | $541,287 |
| Haskell County | $832,750 | $541,287 |
| Hodgeman County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Jewell County | $832,750 | $541,287 |
| Johnson County | $832,750 | $541,287 |
| Kearny County | $832,750 | $541,287 |
| Kingman County | $832,750 | $541,287 |
| Kiowa County | $832,750 | $541,287 |
| Labette County | $832,750 | $541,287 |
| Lane County | $832,750 | $541,287 |
| Leavenworth County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Linn County | $832,750 | $541,287 |
| Logan County | $832,750 | $541,287 |
| Lyon County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| Marshall County | $832,750 | $541,287 |
| McPherson County | $832,750 | $541,287 |
| Meade County | $832,750 | $541,287 |
| Miami County | $832,750 | $541,287 |
| Mitchell County | $832,750 | $541,287 |
| Montgomery County | $832,750 | $541,287 |
| Morris County | $832,750 | $541,287 |
| Morton County | $832,750 | $541,287 |
| Nemaha County | $832,750 | $541,287 |
| Neosho County | $832,750 | $541,287 |
| Ness County | $832,750 | $541,287 |
| Norton County | $832,750 | $541,287 |
| Osage County | $832,750 | $541,287 |
| Osborne County | $832,750 | $541,287 |
| Ottawa County | $832,750 | $541,287 |
| Pawnee County | $832,750 | $541,287 |
| Phillips County | $832,750 | $541,287 |
| Pottawatomie County | $832,750 | $541,287 |
| Pratt County | $832,750 | $541,287 |
| Rawlins County | $832,750 | $541,287 |
| Reno County | $832,750 | $541,287 |
| Republic County | $832,750 | $541,287 |
| Rice County | $832,750 | $541,287 |
| Riley County | $832,750 | $541,287 |
| Rooks County | $832,750 | $541,287 |
| Rush County | $832,750 | $541,287 |
| Russell County | $832,750 | $541,287 |
| Saline County | $832,750 | $541,287 |
| Scott County | $832,750 | $541,287 |
| Sedgwick County | $832,750 | $541,287 |
| Seward County | $832,750 | $541,287 |
| Shawnee County | $832,750 | $541,287 |
| Sheridan County | $832,750 | $541,287 |
| Sherman County | $832,750 | $541,287 |
| Smith County | $832,750 | $541,287 |
| Stafford County | $832,750 | $541,287 |
| Stanton County | $832,750 | $541,287 |
| Stevens County | $832,750 | $541,287 |
| Sumner County | $832,750 | $541,287 |
| Thomas County | $832,750 | $541,287 |
| Trego County | $832,750 | $541,287 |
| Wabaunsee County | $832,750 | $541,287 |
| Wallace County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Wichita County | $832,750 | $541,287 |
| Wilson County | $832,750 | $541,287 |
| Woodson County | $832,750 | $541,287 |
| Wyandotte County | $832,750 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in Kansas?
Veterans with full entitlement have no VA loan limit in Kansas. With reduced entitlement, 2026 county limits in Kansas range from $832,750 to $832,750 (Allen County).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.