Veterans with full entitlement have no VA loan limit in Connecticut. With reduced entitlement, 2026 county limits in Connecticut range from $832,750 to $977,500 (Greater Bridgeport Planning Region).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in Connecticut (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Greater Bridgeport Planning Region | $977,500 | $977,500 |
| Western Connecticut Planning Region | $977,500 | $977,500 |
| Naugatuck Valley Planning Region | $851,000 | $541,287 |
| Capitol Planning Region | $832,750 | $541,287 |
| Lower Connecticut River Valley Planning Region | $832,750 | $541,287 |
| Northeastern Connecticut Planning Region | $832,750 | $541,287 |
| Northwest Hills Planning Region | $832,750 | $541,287 |
| South Central Connecticut Planning Region | $832,750 | $541,287 |
| Southeastern Connecticut Planning Region | $832,750 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in Connecticut?
Veterans with full entitlement have no VA loan limit in Connecticut. With reduced entitlement, 2026 county limits in Connecticut range from $832,750 to $977,500 (Greater Bridgeport Planning Region).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.